Taking the mystery out of Medicare
Confused by your Medicare options? I can help.
I’m Gray Lee, an independent Medicare insurance broker. Medicare is complicated — my job is to un-complicate it, then shop the plans to find your right coverage at the lowest cost.
Call me directly: 877-279-3331
Medicare is complicated. My job is to un-complicate it.
As your independent broker, here’s the concierge-level service I provide — every year, for as long as you’re my client.
1
Identify the right plan
I help you pinpoint the appropriate Medicare option for your health, your doctors, and your budget.
2
Find the lowest cost
Because I am independent, I shop across carriers to find the lowest-cost plan for the option that is right for you.
3
Concierge service
You get one-on-one service each and every year to make sure your plan still meets your needs.
4
Keep you informed
I keep you abreast of changes in Medicare and the wider healthcare landscape, so you are never caught off guard.
There is never a charge for my services. Your premium is the same whether you work with me or directly with the insurance company.
Products & Services
I shop across carriers to find your right fit — and help with the other coverage that protects you and your family.
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Medicare Advantage (Part C)
All-in-one plans from multiple carriers with strong coverage, the right networks, and extras like dental and vision.
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Medicare Supplements (Medigap)
Fill the gaps in Original Medicare and shop standardized plans so you do not overpay for the same coverage.
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Part D Prescription Drug Plans
I match your specific medications against available plans to minimize your out-of-pocket pharmacy costs.
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Long-Term Care Insurance
Plan ahead for the cost of extended care so a future health event does not drain your savings.
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Life Insurance
Protect the people who depend on you with the right life coverage for your stage of life.
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Dental Insurance
Round out your coverage with standalone dental options for care Original Medicare does not include.
A broker who works for you — not for the insurance company
My name is Gray Lee and I’m a Medicare broker. My job is helping Medicare recipients make confident, well-informed decisions.
As an independent broker, I am not tied to a single carrier, so I can shop many plans and recommend what is genuinely best for you — at no cost.
I have no affiliation with Medicare, CMS, or any government agency. Over time, many of my clients have become friends. It would be my privilege to help you, too.
Common questions, answered simply
What are the parts of Medicare?
Part A is hospital coverage and Part B is doctor and outpatient coverage — together they are Original Medicare. Part C (Medicare Advantage) is an all-in-one private alternative, and Part D covers prescription drugs. Many people add a Medicare Supplement (Medigap) plan. I help you decide which combination fits you.
When can I enroll in Medicare?
Most people first become eligible around their 65th birthday, with a 7-month Initial Enrollment Period. There is also the Annual Election Period (Oct 15 – Dec 7) each year, plus certain Special Enrollment Periods. Reach out early and I will make sure you do not miss a window.
How much does it cost to work with you?
Nothing. My help is completely free to you. Brokers are paid by the insurance carriers, and that compensation is standardized — so your plan does not cost more by working with me.
Will my own doctors and medications be covered?
That is exactly what I check for you. Before you enroll, I compare plans against your preferred doctors, hospitals, and your prescription list, so you know what is covered and what it will cost before you commit.
Let’s find your right plan together
The fastest way to get help is to call me directly. No cost, no pressure — just answers.
Prefer to write? Send me a message
Fill out the form below and I will get back to you quickly — no cost, no pressure.
Gray Lee is a licensed insurance sales agent and independent Medicare insurance broker with no affiliation to Medicare, CMS, or any governmental organization. Contacting us will direct you to a licensed sales agent. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day / 7 days a week, to get information on all of your options. This site is not connected with or endorsed by the U.S. government or the federal Medicare program.
Gray Lee - The Big 65 